Retirement Calculators
Retirement planning is a marathon, not a sprint. The earlier you start, the more time compound growth has to work in your favor. Whether you're just beginning your career or approaching retirement age, understanding your savings trajectory helps you make informed decisions about contributions, investment allocation, and retirement timing.
Tax-advantaged accounts like 401(k)s and IRAs offer significant benefits for retirement savings. Employer matching in 401(k) plans provides free money for your future. Traditional and Roth accounts offer different tax treatment, each with advantages depending on your current and expected future tax situation.
Beyond retirement accounts, your overall net worth provides a complete picture of your financial health. Assets minus liabilities shows your true financial position. Tracking net worth over time reveals whether you're moving toward or away from your retirement goals.
All Retirement Calculators
Retirement Calculator
Calculate how much you need to save for retirement based on your desired income, expected Social Security benefits, and retirement timeline. See if you're on track to meet your goals.
401(k) Calculator
Project your 401(k) balance at retirement based on contributions, employer matching, and expected returns. See how increasing contributions or maximizing employer match affects your outcome.
IRA Calculator
Calculate traditional IRA growth and tax-deferred savings over time. Project your balance based on annual contributions, expected returns, and years until retirement.
Roth IRA Calculator
Project Roth IRA growth with tax-free withdrawals in retirement. Compare Roth vs. traditional IRA strategies based on your current and expected future tax brackets.
Which Calculator Should You Use?
Starting retirement planning? Begin with the Retirement Calculator to set your savings target. Then use the 401(k) Calculator to see how your workplace plan contributes to that goal.
Choosing between traditional and Roth? Compare the IRA Calculator and Roth IRA Calculator projections. If you expect higher taxes in retirement, Roth may be better. If you expect lower taxes, traditional may win.
Have a 401(k) with employer match? The 401(k) Calculator shows how employer matching accelerates growth. Always contribute enough to get the full match before considering other options.
Have a 401(k) and IRA? Use both the 401(k) Calculator and IRA Calculator to project your combined retirement savings.